:root {
  --bg: #f8fbff;
  --panel: #ffffff;
  --muted: #5f6f85;
  --text: #042338;
  --accent: #f9bb1e;
  --accent-2: #2f91e5;
  --border: #d6e0ea;
  --shadow: 0 16px 35px rgba(4, 35, 56, 0.10);
  --radius: 16px;
  --max-width: 1120px;
  font-family: 'Noto Sans TC', system-ui, -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  color: var(--text);
  background: radial-gradient(circle at 20% 10%, rgba(249,187,30,0.14), transparent 28%),
             radial-gradient(circle at 80% 0%, rgba(47,145,229,0.12), transparent 26%),
             var(--bg);
}

* { box-sizing: border-box; }
body { margin: 0; line-height: 1.6; padding: 0 20px 64px; }

.topbar {
  position: sticky;
  top: 0; z-index: 20;
  display: flex; align-items: center; justify-content: space-between;
  padding: 14px 4px;
  background: rgba(255,255,255,0.92);
  border-bottom: 1px solid var(--border);
  backdrop-filter: blur(10px);
}
.brand { font-weight: 700; letter-spacing: 0.04em; font-size: 18px; }
.menu-toggle {
  width: 40px;
  height: 40px;
  border-radius: 10px;
  border: 1px solid var(--border);
  background: #ffffff;
  color: var(--text);
  font-size: 20px;
  line-height: 1;
}
.nav {
  display: none;
  gap: 16px;
  align-items: center;
}
.nav a { color: var(--muted); text-decoration: none; font-size: 14px; }
.nav a:hover { color: var(--text); }
.pill { padding: 8px 14px; border: 1px solid var(--border); border-radius: 999px; }

@media (max-width: 799px) {
  .nav.open {
    position: absolute;
    top: 64px;
    left: 0;
    right: 0;
    margin: 0 12px;
    padding: 12px;
    border: 1px solid var(--border);
    border-radius: 12px;
    background: #ffffff;
    box-shadow: var(--shadow);
    display: grid;
    gap: 8px;
  }
  .nav.open a {
    padding: 10px 8px;
    border-radius: 8px;
  }
}

main { max-width: var(--max-width); margin: 0 auto; display: flex; flex-direction: column; gap: 64px; }

.hero { display: grid; gap: 28px; padding-top: 28px; }
.hero__content { display: flex; flex-direction: column; gap: 18px; }
.hero__actions { display: flex; gap: 12px; flex-wrap: wrap; }
.hero__metrics { display: grid; grid-template-columns: repeat(auto-fit,minmax(140px,1fr)); gap: 12px; }
.hero__metrics div { padding: 12px; border: 1px solid var(--border); border-radius: 12px; background: #ffffff; box-shadow: 0 8px 20px rgba(47,124,246,0.08); }
.metric { display: block; font-size: 24px; font-weight: 700; color: #0b3f63; }
.hero__card {
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: linear-gradient(145deg, #ffffff, #f4f9ff);
  padding: 20px;
  box-shadow: var(--shadow);
}
.card__title { font-weight: 600; margin-bottom: 8px; }
.card__line { display: flex; justify-content: space-between; margin: 8px 0; }
.progress { margin-top: 12px; }
.bar { background: #d7e7ff; border-radius: 8px; height: 8px; position: relative; }
.bar span { display: block; height: 100%; border-radius: 8px; background: linear-gradient(90deg, var(--accent), var(--accent-2)); }
.card__note { color: var(--muted); font-size: 14px; margin-top: 12px; }

.eyebrow { text-transform: uppercase; letter-spacing: 0.08em; color: var(--accent); font-weight: 600; font-size: 13px; margin: 0; }
h1 { font-size: clamp(32px, 6vw, 46px); margin: 0; line-height: 1.15; }
h2 { font-size: clamp(24px, 4vw, 32px); margin: 4px 0 8px; }
h3 { margin: 0 0 6px; }
.body { color: var(--muted); max-width: 720px; }
.lede { color: var(--muted); font-size: 18px; margin: 0; max-width: 680px; }

.btn, .ghost { display: inline-flex; align-items: center; justify-content: center; gap: 6px; padding: 12px 18px; border-radius: 12px; text-decoration: none; font-weight: 600; border: 1px solid transparent; cursor: pointer; }
.btn { background: linear-gradient(90deg, #042338, #2f91e5); color: #ffffff; box-shadow: 0 10px 24px rgba(4,35,56,0.22); }
.ghost { color: #0b3f63; border-color: #bcd1e4; background: #ffffff; }
.btn:hover { filter: brightness(1.03); }
.ghost:hover { border-color: var(--accent); color: var(--accent); }

.section { display: grid; gap: 24px; }
.section__head { display: grid; gap: 8px; }

.cards .card-grid { display: grid; gap: 16px; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); }
.card {
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 16px;
  background: #ffffff;
  box-shadow: 0 8px 20px rgba(30,64,115,0.08);
  transition: transform 0.2s ease, border-color 0.2s ease;
}
.card:hover { transform: translateY(-4px); border-color: var(--accent); }
.icon { width: 36px; height: 36px; border-radius: 10px; background: #fff3d3; color: #8a5b00; display: grid; place-items: center; font-weight: 700; margin-bottom: 10px; }
.quote { font-size: 16px; }
.meta { color: var(--muted); font-size: 14px; }

.split { gap: 16px; }
.steps { list-style: none; padding: 0; margin: 0; display: grid; gap: 12px; }
.steps li { display: grid; grid-template-columns: auto 1fr; gap: 12px; padding: 14px; border: 1px solid var(--border); border-radius: 12px; align-items: start; background: rgba(255,255,255,0.02); }
.step-num { font-weight: 700; color: var(--accent-2); }

.faq__list { display: grid; gap: 10px; }
details { border: 1px solid var(--border); border-radius: 12px; padding: 12px 14px; background: #ffffff; }
summary { cursor: pointer; font-weight: 600; }
details p { margin: 8px 0 0; color: var(--muted); }

.cta { display: grid; gap: 16px; border: 1px solid var(--border); border-radius: var(--radius); padding: 20px; background: linear-gradient(135deg, #fff8e6, #eef6ff); box-shadow: var(--shadow); }
.cta__text { display: grid; gap: 8px; }
.bullets { padding-left: 18px; color: var(--muted); margin: 0; display: grid; gap: 4px; }

.form { display: grid; gap: 12px; }
label { display: grid; gap: 6px; font-size: 14px; color: var(--muted); }
input, textarea, select { width: 100%; padding: 12px 12px; border-radius: 10px; border: 1px solid var(--border); background: #ffffff; color: var(--text); font-size: 15px; }
input:focus, textarea:focus, select:focus { outline: 1px solid var(--accent); box-shadow: 0 0 0 3px rgba(108,224,181,0.18); }
textarea { resize: vertical; }
.form__note { color: var(--muted); font-size: 12px; margin: 0; }

.footer { max-width: var(--max-width); margin: 36px auto 0; padding: 24px 0 12px; border-top: 1px solid var(--border); display: grid; gap: 8px; color: var(--muted); background: transparent; }
.footer__links { display: flex; gap: 12px; }
.footer a { color: var(--muted); text-decoration: none; }
.footer a:hover { color: var(--accent); }
.small { margin: 0; font-size: 13px; }

@media (min-width: 800px) {
  body { padding: 0 48px 80px; }
  .menu-toggle { display: none; }
  .nav { display: flex; }
  .hero { grid-template-columns: 1.2fr 0.8fr; align-items: center; }
  .hero__card { margin-left: auto; max-width: 420px; }
  .cta { grid-template-columns: 1.1fr 0.9fr; align-items: start; }
}

@media (max-width: 480px) {
  .btn, .ghost { width: 100%; justify-content: center; }
  .topbar { position: static; }
  body { padding: 0 14px 52px; }
  main { gap: 44px; }
  .hero { padding-top: 12px; gap: 18px; }
  .hero__metrics { grid-template-columns: 1fr; }
  .card-grid { grid-template-columns: 1fr !important; }
  .cta { padding: 14px; }
}